Mounting OSFI requirements
Growing complexity in complying with cyber risk management guidelines (B-13), operational resilience, and third-party risk (B-10).
IT Governance, Risk & Compliance • Financial Services & FinTech
Navigate regulatory rigor without paralyzing your platforms' pace of innovation.
Monessor designs and validates IT governance frameworks, third-party risk management, and regulatory alignment (OSFI - B-10, B-13, E-23) for growing financial institutions and FinTechs.
OSFI Alignment
Compliance by Design
Institutional Expertise
Where traditional governance paralyzes execution
The illusion of “paper” compliance
Policies written for auditors but disconnected from the reality of the code deployed to production by engineering teams and Cloud vendors.
AI & Complex Model Risk (E-23)
The challenge of governing the integration of algorithms and automated decision-making models without slowing down digital product development.
Friction between Risk and Delivery
Heavy validation committees that slow down go-to-market cycles and create tension between the Risk/Compliance function and Product teams.
01 / REGULATORY AUDIT & ALIGNMENT
IT Governance & OSFI Compliance Review
A 3- to 4-week executive mandate to audit technology compliance, identify third-party risk gaps, and deliver a remediation matrix the Risk and Audit Committee can act on directly.
Starting at $18,500 CAD (Fixed-scope engagement)
OSFI B-10 / B-13 Gap Analysis
Concrete alignment audit of your infrastructure and policies against Canadian regulatory requirements.
Third-Party Risk Audit
Assessment of critical technology dependencies, vendor contract analysis, and validation of business continuity plans (BCPs).
AI & Data Governance Framework (E-23 Alignment)
Definition of architectural guardrails and explainability mechanisms for the use of AI in a regulated context.
Remediation Matrix & Executive Action Plan
Risk-prioritized roadmap to satisfy auditor and regulator requirements.
Deep expertise for high-risk environments
01
Compliance by Design
Automated integration of regulatory constraints (OSFI) directly into deployment pipelines (CI/CD) and Cloud architectures, without slowing down developers.
02
Support During Regulatory Audits
Consultative presence alongside leadership during internal audit reviews, external audits, or examinations by financial market authorities.
03
Model Governance & Responsible AI
Oversight of predictive and generative model lifecycles to ensure auditability and security.
Leading an industrial or distribution SMB?
Discover our IT Diagnostic & AI Alignment offer →Executive Practice Positioning
Engineering rigor, not just a legal opinion.
« Monessor is not a law firm or a traditional accounting audit firm. We combine a deep understanding of OSFI requirements with software architecture expertise to make your systems genuinely compliant in practice, not only on paper. »